Back to Resources

Tracking purchase price and replacement value

Record what you paid and what it would cost to replace today, so you always know your home's true value at a glance.

What you paid for something years ago and what it would cost to replace today are often very different numbers. WardenLock lets you track both, so you always have an honest picture of what your belongings are worth right now.

Two numbers that matter

  • Purchase price — what the item cost you originally. Useful history, and proof of ownership.
  • Replacement value — what it would cost to buy the same thing again today.

Why replacement value is the one to watch

Prices change over time, and many insurance policies pay out based on what it costs to replace something today, not what you paid for it. Keeping replacement values up to date means you can see, at a glance, exactly what it would take to replace everything — and check that your insurance would actually cover it.

Could you prove what you own if it were gone tomorrow?

WardenLock helps homeowners and renters catalog everything they own — with photos, values, and receipts — so insurance pays what you're actually owed. Free to start.

Get started free Explore Features